Privacy Policy

1. Legal Grounds for Collecting Your Data
2. What Information do we gather?
3. How do we collect your personal data?
4. How do we intend to use your Data?
5. How and how long are your data stored by us?
6. Your rights relating to data protection
7. IkereMFB's Log Files
8. Cookies and Web Beacons
9. Contact Us

1. Legal Grounds for Collecting Your Data:
IkereMFB collects your data to perform a contract with you, as you have given us permission to do so. We needs to process your personal information in its legitimate interests and to comply with the law.

2. What Information do we gather?
IkereMFB collects the following dataPersonal Identification Information (name, email address, phone number, residential address, gender, date and place of birth, nationality, passport photograph, etc.).

  • - Corporate Identification Information (name, place of business, nature and purpose of business, mailing address, contact email and telephone, official identification number such as Tax Identification Number, Certificate of Incorporation, Personal Identification Information of those authorized to operate the account, etc.).
  • - Your banking transaction information.
  • - Your loan transaction information.
  • - Your IP Address.
  • - Your Geolocation.

3. How do we collect your personal data?
You directly provide IkereMFB with most of the data we collect. We collect and process data when you:

  • - Register for an account with us.
  • - Voluntarily complete a survey or provide feedback.
  • - Use our website and accept cookies.
  • - Perform a banking transaction.
  • - Perform a loan transaction.
We may also indirectly receive your data from other partners and institutions who have informed you that they share data collected from you with other institutions such as IkereMFB.

4. How do we intend to use your Data?
We collect your data so that we can:

  • - Comply with all applicable laws.
  • - Process your banking transactions.
  • - Improve your customer experience.
  • - Email you with special offers on other products and services we think you might like.
  • - When we process your loan transaction, we may share your data with credit bureau to enable them to update your credit information.

5. How and how long are your data stored by us?
We store data securely on secure servers at data centers with the best security measures. IkereMFB will retain your personal information only for as long as necessary for the purposes set out in this Privacy Policy. We will also retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

6. Your rights relating to data protection
Your data and its integrity matter to IkereMFB, and we want you to fully aware of all your data protection rights. Certain circumstances and depending on the relevant laws and regulations at the relevant time, you have the right to follow data protection rights.

  • - The right to access: Under certain conditions, you have the right to request copies of your personal information that we have stored. We may charge a fee for this service.
  • - The right to rectification and update: Under certain conditions, you have the right to request that we correct any information that you believe is inaccurate and to complete any information that you believe is incomplete.
  • - The right to object to processing: Under certain conditions, you have the right to request that we do not process your personal information.
  • - The right to restrict processing: Under certain conditions, you have the right to request that we restrict the processing of your personal information.
  • - The right to data portability: Under certain conditions, you have the right to request that we transfer the data we have collected to another organization or to you personally.
  • - The right to withdraw consent: You can revoke all permissions you have granted to IkereMFB related to your personal information and data at any time. In compliance with banking laws and regulations, we may not be able to honour any request to delete your banking or loan transaction history.
If you would like to exercise any of the rights, please contact us:

7. IkereMFB's Log Files:
IkereMFB follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

8. Cookies and Web Beacons
Like any other website, IkereMFB's website uses "cookies." These cookies are used to store information, including visitors' preferences and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

For further information, please visit cookies page

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